Let’s be honest, when your tooth is throbbing you are willing to pay pretty much anything to get it fixed. To avoid expensive experiences like this, you might want to invest in individual dental insurance. As much as the throbbing tooth will bring you to your knees, it doesn’t compare to a huge bill from your dentist that you really can’t afford to pay. Given the fact that dental care isn’t covered under most general health insurance policies, this situation happens all the time.
I will give you an example of how this can happen. Roughly a year ago, I woke up one morning with the right side of my jaw absolutely throbbing. I paid extra to go in and be seen by the dentist that day. They gave me pain medication to help with the problem, but I needed a root canal. The position of my tooth was such that not only did I need a root canal, but I needed one from a specialist. I ended up having to dig out $2500 in cash to pay for a specialist to do the job. My tooth was killing me so I didn’t really have a choice. After that, however I went out and bought individual dental insurance right away to cover any future problems. This actually worked out well as I had to have another root canal about six months later and the insurance paid for it.